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WHAT IS MOUNTAIN BIKING?
Mountain biking is the sport of riding a bike off-road, often over rough terrain, using specially designed mountain bikes. Mountain bikes share similarities with other bikes but incorporate features designed to enhance durability and performance in rough terrain. Mountain biking can generally be broken down into multiple categories: cross country (XC), trail riding, all mountain, downhill, freeride, slopestyle, dirt jumping, and trials.
HEALTH BENEFITS OF MOUNTAIN BIKING
This individual sport requires endurance, core strength and balance, bike handling skills, and self-reliance. Advanced riders pursue steep technical descents and, in the case of freeriding, downhilling, and dirt jumping, aerial manoeuvres off both natural features and specially constructed jumps and ramps.
COMMON MOUNTAIN BIKING INJURIES
Due to the nature of the sport, injuries are common, especially in the more extreme disciplines such as downhill biking. Injuries range from minor wounds, such as cuts and abrasions from falls, to major injuries such as broken bones, head or spinal injuries resulting from impacts with rocks and trees on the terrain being ridden on.
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SPORTS ACCIDENT INSURANCE
Sportsinsurance4u offer a comprehensive range of mountain bike accident insurance which pays a cash lump sum upon death or in the event of serious injury such as loss of limb, sight or hearing whilst taking part in mountain biking. This mountain bike accident insurance also pays cash lump sums if you suffer from broken bones, dislocations or torn ligaments whilst mountain biking. Significantly this mountain bike accident insurance can provide a level of income protection that pays a monthly benefit for up to six months if you are unable to work due to an injury sustained whilst mountain biking.
SPORTS HEALTH INSURANCE
Our Sports Health Insurance for semi-professional and professional mountain bikers offers all of the standard benefits of Private Health Insurance along with important cover for sport-related injuries.
PRIVATE HEALTH INSURANCE
As an alternative for amateur mountain bikers, General & Medical can also offer Private Health Insurance for you and your family, whether you are on a budget or whether you are looking for the most comprehensive levels of protection.