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WHAT IS CYCLING?
More and more people in the UK are taking to cycling, whether they are cycling for leisure, taking part in competitive cycling or commuting. According to the 2011 census over three-quarters of a million people in England and Wales say that cycling is their main form of transport when getting to and from work.
HEALTH BENEFITS OF CYCLING
Cycling will often contribute to a healthier lifestyle with non-cyclists taking 18% more time off work sick and have been found to have an all-cause mortality rate 39% higher than those who cycle to work.
COMMON CYCLING RISKS AND INJURIES
In general cycling in Britain is a safe activity and has substantially improved in recent years but remains significantly riskier than other modes of transport such as walking, driving or public transport and is largely down to the attitude of other road users towards cyclists. Some of the common injuries associated with cycling could include knee injuries, back problems, muscle tightness and ankle injuries. Impact injuries are also common due to falling or crashing and can include broken bones, concussion, cuts and bruises.
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SPORTS ACCIDENT INSURANCE
General & Medical Healthcare via Sportsinsurance4u offer a comprehensive range of cycling accident insurance which pays a cash lump sum upon death or in the event of serious injury such as loss of limb, sight or hearing whilst taking part in cycling even when you are commuting. This cycling accident insurance also pays cash lump sums if you suffer from broken bones, dislocations or torn ligaments whilst cycling. Significantly this cycling accident insurance can provide a level of income protection that pays a monthly benefit for up to six months if you are unable to work due to an injury sustained whilst cycling.
SPORTS HEALTH INSURANCE
Our Sports Health Insurance for semi-professional and professional cyclists offers all of the standard benefits of Private Health Insurance along with important cover for sports-related injuries.
PRIVATE HEALTH INSURANCE
As an alternative for amateur cyclists, General & Medical can also offer Private Health Insurance for you and your family, whether you are on a budget or whether you are looking for the most comprehensive levels of protection.