Hospital Insurance Options

At General & Medical we have one of the largest selections of hospitals and medical facilities compared to any UK health insurer. We call these our Participating Hospitals and they include the majority of the leading national private hospital groups and the NHS private patient units, giving you access to the most modern facilities available in the UK.

We believe that it is important that you get to make the decision for where you want to be treated. Unlike a managed care approach, we give you and your doctor the flexibility to choose the right hospital for your needs, wherever that may be. Most of our Participating Hospitals provide a single private room with en-suite facilities for in-patient accommodation, together with a choice of menus, flexible visiting times and other facilities consistent with a modern private facility. This gives you timely access, privacy and the dedicated care and comfort you deserve.

The cost of treatment between different facilities can vary enormously, so we have grouped our Participating Hospitals to give you three levels of choice. In this way, we are able to reflect the lower cost of treatment at certain facilities by reducing premiums according to the hospitals you choose.

First Choice

Our First Choice Hospitals are a select group of over 300 private hospitals and clinics at locations throughout the UK, with whom General & Medical have close association. These include Spire Healthcare, Ramsay Healthcare, BMI and Nuffield facilities. Those who choose our First Choice Hospitals benefit from our lowest monthly premiums.

Freedom

Freedom Hospitals include all First Choice facilities and give members access to up to an additional 400 facilities throughout the UK, which are mainly NHS hospitals with private facilities attached.

Premium

Premium Hospitals are specialist facilities, normally found in London, that due to their reputation and location are able to charge substantially more for their medical services. Members can include Premium Hospitals for an additional monthly premium.

To see available Hospitals and Medical Facilities in your area, try our Hospital finder.

First Choice
Freedom
Premium
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