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WHAT IS SPORTS HEALTH INSURANCE?
Private Health Insurance ultimately gives you peace of mind, designed to meet the costs of the private medical treatment that you undergo. Our policies provide important extra cover for sports injuries, not normally covered by other insurers.
Players and clubs can also benefit from unique features such as an additional team out-patient benefit and cover whilst touring as well as complementary services such as our treatment booking service for non-eligible treatment.
BENEFITS CAN INCLUDE:
- Cover for Sports Injuries
- Consultations, Tests and Scans
- Range of Cash Benefits
- Emergency Medical Cover Outside UK for Touring Clubs
- Health and Wellbeing Services
- 24 Hour GP Advice Line
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WHAT DOES SPORTS HEALTH INSURANCE COVER?
Our Sports Health Insurance range has been specifically designed for amateur and professional sports players and clubs and has proved popular with football, rugby and other clubs up and down the country. For the purposes of Sports Health Insurance, we class amateurs and professionals as those receiving any fee, donation or benefit in kind from participation in their sport, whilst playing, coaching, or training at club, county, national or international levels.
The benefits that can be included are described below. For a full scheme comparison and limits that apply, please view our cover comparison table.
SPORTS KEY
- Essential level of in-patient cover
- Cover for sports related injury
- Post admission consultations, tests scans
- NHS Hospital cash back
- Stress Counselling Helpline/Health & Wellbeing Services
- 24 hour GP advice line
- Lifestyle Rewards
- Overall Annual Maximum Benefit limit £50.000
SPORTS
All the benefits of Sports Key and...
- Out-patient consultations, diagnostics and treatment
- Treatment booking service for non-eligible treatment such as elective surgery
- Additional pool of out-patient benefit for teams of 6 or more players
- Overall Annual Maximum Benefit limit: £1,000,000
SPORTS PLUS
All the benefits of Sports and...
- Emergency medical cover outside the UK
- Full cancer cover*
- Full radiotherapy and chemotherapy cover*
- Cardiovascular conditions cover
- Accidental damage dental cover
- Overall Annual Maximum Benefit limit: £1,000,000
SPORTS ELITE
All the benefits of Sports Plus and...
- A higher benefit limit for out-patient consultations, diagnostics and treatment
- Included therapies benefit on a risk share basis 50/50*
- Overall Annual Maximum Benefit limit: £1,000,000
*Please refer to the cover comparison table within the brochure and policy terms and conditions for monetary limits.
WHY CHOOSE US?
Whether you play it, teach it or organise it, we have the right sportsinsurance4u!
HOSPITAL OPTIONS TO SUIT YOU
We have one of the largest selections of hospitals and medical facilities compared to any UK health insurer.
We have an extensive list of facilities which we call our Participating Hospitals. The cost of treatment between different facilities can vary enormously, so we have grouped our Participating Hospitals to give you three levels of choice: First Choice, Freedom or Premium.
This means we reflect the lower cost of treatment at certain facilities, by reducing premiums according to the hospitals chosen. Many Participating Hospitals have specific know how when dealing with sports injuries, with experienced physiotherapists and facilities for specialist treatments such as hydrotherapy.
General & Medical endeavour to make all published material correct at time of publication.
SPORTS RISK CATEGORIES
The type of sport you choose to participate in will affect your premium. Factors such as the levels of contact involved or number of team members influence the risk, so we use our risk rating system to help us price fairly for any given sport.
- Category 1 - Lower risk such as Golf or Jogging
- Category 2 - Including Dance and Hockey
- Category 3 - Including Boxing and Wrestling
- Category 4 - Higher risk such as Skydiving
HEALTH AND WELLBEING
Your health and wellbeing important to us. That’s why we are pleased to include free 24 hour Health and Wellbeing Support within all of our Sports Health Insurance policies, to offer additional benefits to you all for no extra cost. We want to make sure you have access to support whenever you may need it. The services include:
- Health and Wellbeing ‘Online’
- Telephone Counselling
- Health and Wellbeing Advice
WHY DO I NEED MEDICAL INSURANCE COVER?
Having an injury that prohibits you from participating in your chosen sport can be a stressful time.
With our Sports Health Insurance, it can help knowing that your medical needs and sports related injuries can be covered, so the only thing you have to think about is getting back in the game. Download our brochures to find out more.
BENEFITS OF OUR SPORTS HEALTH INSURANCE:
- A professional highly experienced claims handling team
- Hospital bills paid direct by us
- Free health and wellbeing services
- No-obligation quotations by phone, email, web or post
- Easy to understand, jargon free advice and communications
