Running

Sports Accident cover for sports people and teams provides cover for certain accidental injuries received whilst participating in chosen sporting activities and whilst travelling to and from a scheduled match, training session or competition or on an organised tour. The benefits that can be included are described below.

For a full scheme comparison and limits that apply, please view our brochure.

Personal Liability

This covers your legal liability resulting from accidents causing death, bodily injury or damage to the property of a third party. Participant to participant is covered for Category 1 sports only. Excluded if under 16 years of age.

Accidental Death or Injury

A lump sum payable to you/your estate in the event of an accident occurring causing your death, permanent loss of sight, permanent loss of hearing or loss of use of one or more limbs.

Permanent Total Disablement

A lump sum payable in the event of an accident occurring, causing Permanent Total Disablement such that you are unable to continue in any business or occupation.

Temporary Total Disablement

A cash benefit payable monthly in the event of an accident occurring which prevents you from engaging in your usual business or occupation for a continuous period of more than 30 days. Excluded if under 16 years of age.

Torn Ligaments & Broken Bone Benefit

A cash benefit payable in the event of a torn ligament or a fracture of a bone in the ankle, arm, cheekbone, collarbone, elbow, foot, hand, hip, jaw, leg, pelvis, shoulder-blade, skull or wrist, which necessitates hospital treatment.

Joint Dislocation Benefit

A cash benefit payable for a joint dislocation of the ankle, collarbone, elbow, hip, knee, spine, wrist or any other dislocation which also requires treatment under a general anaesthetic or traction.

Physiotherapy Benefit

A cash benefit payable towards the cost of physiotherapy required to treat an injury.

Dental Cover

A cash benefit payable, towards the cost of dental treatment, in the event of an accidental injury occurring whilst participating in covered sporting activities.

Hospital Cash Benefit

A cash benefit payable per night spent in hospital for treatment relating to an accidental bodily injury which occurred whilst participating in covered sporting activities.