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WHAT IS SPORTS ACCIDENT INSURANCE?

Sports are enjoyed by millions of people across the UK. Suffering a sports injury that stops your participation in your chosen sport is bad enough, but sometimes there can be repercussions beyond sport such as loss of earnings.

Sports Accident Insurance could help with those unexpected costs and give some peace of mind so that you can focus on getting back in the game.

BENEFITS CAN INCLUDE:

  • Personal Liability Insurance
  • Income Protection
  • Cash Benefits for Breaks and Dislocations
  • Dental Cover
  • Physiotherapy Benefit

WHAT DOES SPORTS ACCIDENT INSURANCE COVER?

Sports Accident Insurance provides cover for certain accidental injuries received whilst participating in chosen sporting activities and whilst travelling to and from a scheduled match, training session or competition or on an organised tour. For a full scheme comparison and limits that apply, please view our cover comparison table.

SPORTS ACCIDENT KEY

  • Accidental Injury Benefits
  • Permanent Total Disablement
  • Cash Benefits for Fractures
  • £2,500 Annual Overall Maximum Benefit

SPORTS ACCIDENT

All the benefits of Sports Accident Key and...

  • Personal Liability
  • Temporary Total Disablement (Loss of Earnings)
  • Cash Benefits for Dislocations and Torn Ligaments
  • Physiotherapy, Dental and Consultant Fees
  • £5,000 Annual Overall Maximum Benefit (excluding Personal Liability)

SPORTS ACCIDENT PLUS

All the benefits of Sports Accident and...

  • Higher Level of Personal Liability
  • Increased Cash Benefits for Dislocations and Torn Ligaments
  • £7,500 Annual Overall Maximum Benefit (excluding Personal Liability)

SPORTS ACCIDENT ELITE

All the benefits of Sports Accident Plus and...

  • Increased Cash Benefits for Dislocations and Torn Ligaments
  • Rescue/Search Fees
  • £10,000 Annual Overall Maximum Benefit (excluding Personal Liability)

WHY CHOOSE US?

Whether you play it, teach it or organise it, we have the right sportsinsurance4u!

Why Choose Sportsinsurance4u Why Choose Sportsinsurance4u Why Choose Sportsinsurance4u
Sports Employment Classes

SPORTS RISK CATEGORIES

The type of sport you choose to participate in will affect your premium. Factors such as the levels of contact involved or number of team members influence the risk, so we use our risk rating system to help us price fairly for any given sport.

  • Category 1 - Lower risk such as Golf or Jogging
  • Category 2 - Including Dance and Hockey
  • Category 3 - Including Boxing and Wrestling
  • Category 4 - Higher risk such as Skydiving
Sports Employment Classes

EMPLOYMENT CLASSES

The premium you pay may also depend on your occupation, which we divide into 4 classes, designed to reflect the impact of a sports injury on your ability to return to work resulting in a loss of earnings.

  • Class A - Office based occupations, unemployed, retired, students
  • Class B - Supervision of manual work, light manual work
  • Class C - Travelling salespeople, manual work, tradesman, the self employed
  • Class D - Drivers, heavy manual work

WHY DO I NEED SPORTS INJURY COVER?

Only when the dust from the heat of competition settles, do most people, if they have been injured, turn their thoughts to what happens next in their life beyond their chosen sport.

It only takes a split second on the field of play to pick up a sports injury that could prevent you from working. With Sports Accident cover in place, you can alleviate the effects of a loss of income. Download our brochures to find out more or get a quote today.

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IMPORTANT THINGS TO CONSIDER:

  • Will you have to take time off work and will your income cover any outgoings should this be necessary?
  • What if you are self-employed?
  • What if your injury prevents you from working?
  • Even if you are able to work, what if you require physiotherapy?

GET A QUICK QUOTE

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GET A SPORTS INSURANCE QUOTE

Be performance ready with our SportsInsurance4U. Get your free online quote today or call us on 0800 980 4601!