Mountain Biking Insurance
Mountain biking is the sport of riding a bike off-road, often over rough terrain, using specially designed mountain bikes. Mountain bikes share similarities with other bikes, but incorporate features designed to enhance durability and performance in rough terrain. Mountain biking can generally be broken down into multiple categories: cross country (XC), trail riding, all mountain, downhill, freeride, slopestyle, dirt jumping, and trials. The vast majority of mountain biking falls into the recreational XC,Trail Riding and Enduro categories.
This individual sport requires endurance, core strength and balance, bike handling skills, and self-reliance. Advanced riders pursue steep technical descents and, in the case of freeriding, downhilling, and dirt jumping, aerial maneuvers off both natural features and specially constructed jumps and ramps.
Common mountain biking injuries
Due to the nature of the sport, injuries are common, especially in the more extreme disciplines such as downhill biking. Injuries range from minor wounds, such as cuts and abrasions from falls, to major injuries such as broken bones, head or spinal injuries resulting from impacts with rocks and trees on the terrain being ridden on.
Mountain Biking Insurance cover options
Sportsinsurance4u offers a variety of plans for mountain bikers.
Sports Accident Insurance
Sportsinsurance4u offer a comprehensive range of mountain bike accident insurance which pays a cash lump sum upon death or in the event of serious injury such as loss of limb, sight or hearing whilst taking part in mountain biking. This mountain bike accident insurance also pays cash lump sums if you suffer from broken bones, dislocations or torn ligaments whilst mountain biking. Significantly this mountain bike accident insurance can provide a level of income protection that pays a monthly benefit for up to six months if you are unable to work due to an injury sustained whilst mountain biking.
Sports Health Insurance
Our Sports Health Insurance for semi-professional and professional mountain bikers offers all of the standard benefits of Private Health Insurance along with important cover for sports related injuries.
As an alternative for amateur mountain bikers, General & Medical can also offer Private Health Insurance for you and your family, whether you are on a budget or whether you are looking for the most comprehensive levels of protection.
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Our Sports Health Insurance range has been specifically designed for amateur and professional sportspeople.e
Our Sports Accident Insurance has been designed for amateur sports enthusiasts to provide some financial benefit to you in the event of a sports injury.
Sports Accident Insurance benefits can include
- Personal Liability Insurance
- Income Protection
- Cash Benefits for Breaks and Dislocations
- Dental Cover
- Physiotherapy Benefit
Sports Health Insurance benefits can include
- Cover for sports injuries
- Consultations, tests and scans
- Hospital cash back
- Cover outside UK for touring clubs
- Health and Wellbeing Services