More and more people in the UK are taking to cycling, whether they are cycling for leisure, taking part in competitive cycling or commuting. According to the 2011 census over three quarters of a million people in England and Wales say that cycling is their main form of transport when getting to and from work. Following the London Olympics in 2012 there was another surge thanks to our medalists such as Sir Bradley Wiggins, Sir Chris Hoy and Victoria Pendleton.
Health Benefits of cycling
Cycling will often contribute to a healthier lifestyle with non-cyclists taking 18% more time off work sick and have been found to have an all-cause mortality rate 39% higher than those who cycle to work.
In general cycling in Britain is a safe activity and has substantially improved in recent years but remains significantly riskier than other modes of transport such as walking, driving or public transport and is largely down to the attitude of other road users towards cyclists. There are also additional risks involved with cycling in competitions mainly due to the injuries that can be caused when travelling at greater speeds or in larger groups.
Cycling Insurance plans
Sports Accident Insurance
General & Medical Healthcare via Sportsinsurance4u offer a comprehensive range of cycling accident insurance which pays a cash lump sum upon death or in the event of serious injury such as loss of limb, sight or hearing whilst taking part in cycling even when you are commuting. This cycling accident insurance also pays cash lump sums if you suffer from broken bones, dislocations or torn ligaments whilst cycling. Significantly this cycling accident insurance can provide a level of income protection that pays a monthly benefit for up to six months if you are unable to work due to an injury sustained whilst cycling.
Sports Health Insurance
Our Sports Health Insurance for semi-professional and professional cyclists offers all of the standard benefits of Private Health Insurance along with important cover for sports related injuries.
As an alternative for amateur cyclists, General & Medical can also offer Private Health Insurance for you and your family, whether you are on a budget or whether you are looking for the most comprehensive levels of protection.
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Our Sports Health Insurance range has been specifically designed for amateur and professional sportspeople.e
Our Sports Accident Insurance has been designed for amateur sports enthusiasts to provide some financial benefit to you in the event of a sports injury.
Sports Accident Insurance benefits can include
- Personal Liability Insurance
- Income Protection
- Cash Benefits for Breaks and Dislocations
- Dental Cover
- Physiotherapy Benefit
Sports Health Insurance benefits can include
- Cover for sports injuries
- Consultations, tests and scans
- Hospital cash back
- Cover outside UK for touring clubs
- Health and Wellbeing Services